How Does Klarna Make Money? A Complete Guide to Klarna Business Model
Klarna was founded in Sweden, in 2005 with a unique concept- BNPL, to make online shopping safe and appealing to all. Klarna offers financial services, including direct payments, installment plans, and payment after-delivery options. Klarna’s business model – ‘Buy Now and Pay Later’ lets consumers try and buy products without paying at that very instant. However, consumers get an option to choose a payment method with a 30-day period. Else they can pay in 4- instalments without any interest.
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How Does Klarna Make Money?

The business model of Klarna and how does Klarna make money is quite interesting and has helped the company in earning high valuations.